The Maryland Heritage Areas Program offers loans to nonprofits, local governments, businesses, and individuals to fund projects that create or improve place-based heritage resources within designated heritage areas. Loans can cover up to half of the total project cost depending on financial need. Eligible projects include heritage conservation, property acquisition, development, rehabilitation, restoration, leasehold improvements, and equipment purchase. Refinancing costs are excluded.
Eligible applicants include nonprofits, local governments, businesses, and individuals. Projects must focus on heritage resource creation or improvement within heritage areas.